I have never been someone who makes New Years resolutions because I believe that each day you have the opportunity at anytime to make a change, so each year I use January as a time to create new goals and update my vision board. Last year I completed 3 of the things on my vision board, yep that’s right my student loans are a wrap, that’s right zero, goose egg, nada. I also secured a new fantastic job in a new state and moved across the country. In my opinion these 3 are fantastic accomplishments but I want to encourage everyone to continually strive for more. In 2015 most of my goals have to do with paying OFF anything that has a credit line attached to it, this includes cards, cars, loans, etc. By doing this I will be in a position to search for a new home to buy with no other financial responsibilities, now how nice would that be? Now to the fun stuff, laugh a lot, hike as many different trails in Oregon as possible, rent a vintage rv in the willamette valley with the family and try a new wine once a week. You all know, I like my wine… As a mom, my goal is to allow my sons who are grown to develop into successful men without my input or help. Ok I’m a control freak and this is oh oh so difficult but that is how I became independent and driven and I am certain this will help them too. So here’s to a great New Year, write your success one day at a time